- All state-owned buildings, including those of the three state universities.
- All property owned by the state.
- All officers, agents and employees of the state against liability for acts or omissions of any nature while acting in authorized governmental or proprietary capacities, except as prescribed by statute.
- Workers' compensation injuries of state employees.
- Environmental damage and health threats associated with state-owned/operated property and facilities.
A.A.C., Title 2, Chapter 10 of the Administrative Code
supplements the statutes and provides guidelines for coverage and claims procedures, loss prevention programs, purchase of insurance, environmental losses, and the Provider Indemnity Program. Risk Management's responsibilities for insurance and self insurance include:
- Evaluation of risk financing alternatives.
- Procurement of commercial insurance when appropriate.
- Allocation of costs for property, liability and worker's compensation among agencies.
Liability Coverage's & Limitations
A.R.S. Section 41-621
, provides coverage for all officers, agents and employees of the state and its departments, agencies, boards and commissions against liability for acts or omissions of any nature while acting in authorized governmental or proprietary capacities and within the course and scope of employment or authorization.
Volunteers acting at the direction of state officials and within the course and scope of their state-authorized activities receive the same coverage as employees. Volunteers may be covered for workers' compensation if they meet the criteria set forth in A.R.S. Section 23-901.
The state is self-insured for workers' compensation coverage.
State vehicles: Coverage is provided to state employees when driving state vehicles within the course and scope of employment and authorization.
Private vehicles: Liability coverage is provided on an excess basis for private vehicles driven within the course and scope of employment and authorization. Physical damage is not covered.
Employee Owned Property (Including Vehicles)
Employee-owned property is generally not covered.
All pilots should contact Risk Management for specific requirements before flying on authorized state business. Risk Management must approve each application to fly on state business before coverage will apply.
Travel Outside the United States
Prior to travel outside the United States while acting within the course and scope of employment, contact Risk Management for specific instructions and assistance.
Property Coverage & Limitations
Certificates Of Insurance
Prior to approving a Certificate of Insurance, the Risk Management Insurance Analyst will need to review:
- Your agency "Request for Certificate of Insurance", and
- Written agreement, contract or other document requiring evidence of insurance. Approval of Certificate will require that this documentation not conflict with certain statutes and/or rules that prohibit indemnification.